
She Couldn’t Get a Credit Card as a Single Mum. It Became a Blessing in Disguise.
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She became a mum straight out of Year 12. Four years later, she had her second son and was raising two boys on her own. Money was tight. Really tight. She used to keep a Word document mapping out six weeks of expenses because she needed to know exactly what was coming in and exactly what had to go out. Some weeks, once the rent was paid, there was food in the cupboard and petrol in the car, she had $20 left. So they got hot chips. They camped in the backyard. Ate breakfast on the trampoline. Had treasure hunts around the house with a bowl of lollies waiting at the end. Years later, she asked her son whether he remembered growing up feeling like they had no money. He said no. He remembered…