When Systems Become the Target: The New Era of Fraud

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About this episode

“Fraud is no longer about convincing a human… it’s about feeding a system.” Fraud is evolving fast. No longer limited to fake documents or stolen identities, today’s attackers are targeting the very infrastructure designed to stop them, exploiting workflows, reverse engineering systems, and operating at machine speed. In this episode, we explore how fraud has shifted from human deception to system manipulation, and why traditional defences are struggling to keep up. Our special guest this week is Maikel Ninaber, Head of Risk and Resilience for EMEA at Mastercard. Drawing on his experience breaking into systems as an ethical hacker and now defending them at scale, he shares how modern fraud…