Which Mortgage: How 1 Perth investor unlocked $1.2m without selling a property: The secret – an expert broker

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A 58-year-old investor with a $1.8 million home and five investment properties wanted lower repayments and as much cash as possible to invest again. His broker says the answer is doing it in three steps and looking at the whole portfolio rather than one loan at a time. On this episode of Which Mortgage, Finni brokers Eva Loisance and Costa Arvanitopoulos are joined by Phil Tarrant, standing in as co-host, to unpack a real client scenario. "Bob" wanted lower repayments, more cash to invest and a debt-recycled home loan. Arvanitopoulos explains the three-step restructure that made it work, and why looking at the whole portfolio, not one loan at a time, was the key. The trio dig into debt…