
NerdWallet's Smart Money Podcast
How to Budget Money Your Way and Save Smarter for Big Milestones
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On this episode
About this episode
Learn how to pick a budget that fits your life, where to save for a big goal and how identity theft has changed. Does a budget work without sorting your spending into needs and wants? And where could you keep money you’re saving for a big expense that’s five years away? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola answer two listener questions. The first comes from a listener who splits her budget into monthly and one-time expenses instead of using the 50/30/20 rule. The second comes from a parent saving $13,000 for her daughter’s quinceañera whose CD is about to mature. Then, how has the identity theft playbook changed over 40 years, and what new risks could AI agents bring to your…