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HerMoney with Jean Chatzky

HerMoney with Jean Chatzky

The Secret To Building Wealth As A Normal Person

Sep 4, 2026 · 30m

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About this episode

Do you feel like you're middle class? You might not be. Pew Research shows the U.S. middle class has shrunk from 61% of households in 1971 to closer to half today. So what does building wealth actually look like for regular people right now? This week, Jean sits down with Joel Larsgaard, co-host of the How To Money podcast, to talk about building wealth as a normal person, no finance degree or trust fund required. Joel opens up about the money struggles that shaped his childhood and led him into personal finance, then breaks down his "craft beer equivalent" philosophy: identifying the handful of things worth spending real money on, so you can cut back guilt-free everywhere else. In this…