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HerMoney with Jean Chatzky

HerMoney with Jean Chatzky

Ep 544: Is the 4% Rule Dead? Jean Chatzky on Building a Paycheck That Never Runs Out

Sep 9, 2026 · 35m

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On this episode

About this episode

We've gotten really good at teaching people how to save for retirement. But almost nobody teaches you what to do the day you stop earning and have to start spending. That's the gap Jean set out to close in her new book, The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less and Never Run Out of Money, and on this episode, HerMoney Chief Content Officer Kathryn Tuggle turns the mic around and interviews Jean about it. In this episode, you'll learn: What a "forever paycheck" actually is, and how it fills the gap between Social Security and what your life will cost The surprising research on why retirees with a pension spend twice as much as those with the same money in a…