
056 | How Much RRSP You Actually Need To Delay CPP To 70
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About this episode
On episode 56 of Retirement Unpacked, Adam Bornn and Gord Manzer discuss if there is a minimum RRSP amount needed to delay your CPP to 70, when CPP sharing can make sense, whether you need an income wedge for your entire retirement, how to manage large capital gains in retirement, moving money from your RRIF to your TFSA, and much more. Later in the episode, Peter Filippakis joins the show to discuss some of the nuances around the principal residence exemption, and some scenarios where you are not eligible to claim it. Chapters 0:00 Intro 0:18 Delaying CPP: Is there a minimum RRSP amount needed? 3:48 Can you have OAS withheld at source to avoid instalments? 7:09 Does CPP sharing make sense?…