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057 | The Real Reason We Delay CPP But Not OAS
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On episode 57 of Retirement Unpacked, Adam Bornn and Matthew Dennis discuss why we often suggest delaying CPP but not OAS, when you should actually use your income wedge, gifting strategies and which accounts you should consider gifting from, and much more. Later in the episode, Kyle Martins joins the show to discuss some of the planning considerations Canadian retirees need to know as we approach the end of 2026. Chapters 0:00 Intro 0:18 Why delay CPP but not OAS? 3:08 When should you use your income wedge? 8:34 Should you ever live off your TFSA in retirement? 15:11 Gifting money from your TFSA vs. non-registered 18:11 CPP timing when you expect to receive an inheritance 22:13 Can you…